Florida Capital Bank

Monitor real-time balances and funds transfer activity
Access to check and deposit transaction images
Multi-user online access with controls to limit user access to information by account and function.
Online and wire origination and approvals
Approve transactions with multi-factor authentication
Remote deposit capture
Initiate ACH debits and credits

Make a one-time payment or schedule repeating payments online using ACH
Improve receivable collection and cash flow forecasting
Easily and securely download your ACH files
Import an ACH file from your payroll and payables system to electronically initiate deposit of payroll, expense reimbursement, pensions payments and other payables recipients
Initiate and manage online wire transfers, including domestic and international payments (USD and foreign currency)

Fraud prevention solution tool to combat internal and external fraud and fraud associated with electronic payments
Reduce losses by identifying fraudulent activity or errors with ACH Positive Pay and Check Positive Pay
Detect unusual or unauthorized disbursement activity on your accounts and monitor ACH debits and credits via filters and blocks
Put measures in place to combat online and offline fraudulent activities on all of your accounts
Set up options to help block fraudulent checks, with an approval process to identify suspicious checks early and mitigate fraud

Automate your daily cash management decisions by sweeping your funds
Link your line of credit to your business checking account and excess checking balances will be applied to the credit account
Add zero balance accounts to automate and separate disbursements and deposit accounts while retaining the combined cash in a master checking account

Treasury Management Services